Paul Haarman says the ongoing coronavirus pandemic has caused unprecedented economic disruption. In addition to taking a horrific toll on the health of millions of people all over the world. With many businesses forced to down shutters, some forever, the situation has turned grim for many households. Even though the economy is getting back on its feet. This event is a warning to all to take a good look at the state of their finances and improve it to meet the challenges of the future. Some practical tips: Review Your Expenses Paul Haarman says making a budget will help you… Read More »How to Ensure Financial Wellness to Tide over Uncertain Times – The Paul Haarman Recommendations

Paul Haarman explains during the past few years, financial wellness as a concept is fast gaining popularity. With the current economic downturn triggered by the COVID-19 pandemic, you need to manage your finances well so that you are in a position to deal effectively with all cash flow issues and other financial emergencies. Globally, financial wellness is becoming an integral part of formal education for young adults across colleges and universities. The younger generation is being trained and equipped with effective ways of managing student loans. And managing their overall funds so that they could step into their professional career… Read More »Paul Haarman Comes Up with Expert Financial Wellness Secrets to Navigate Through COVID-19 and Such Challenging Times

By Paul Haarman Pension is a corporate retirement benefit offered by your employer. You may not be sure how to use it once you retire from working. Paul Haarman says a corporate or government pension policy can come with many options or none at all. Since every plan is unique, one needs to understand how to receive your money and when. Knowing the format of receipt is extremely crucial, especially if you have a defined benefit plan. You can get guaranteed payments after retiring based on your service duration and compensation package in the company. Here is a sneak peek… Read More »How to Manage Pension Funds When You Retire

Paul Haarman believes after decades of long office commute, long working hours, and savings, you are planning to retire and enjoy the golden years of life. If your retirement is after 10 years, you have already thought of some retirement plans to ensure living a comfortable lifestyle without financial stress. Monitoring your income streams in advance and having proper retirement programs in place will let you make the necessary changes to live happily, worry-free. According to an article published on https://www.inc.com, when you retire at 65, you need to buy medical insurance to pay for your illness. Here are three… Read More »Paul Haarman– 3 Steps to Prepare for Your Retirement

Living your golden years in style does not happen just like that. You need to work towards it to live your retirement days comfortably, worry-free. Paul Haarman believes the most essential thing to do is start saving early while you’re employed. Your employer’s retirement program could be one of the perfect ways to help you build a secure financial future, more so if you’re a new investor. Then, most employees hesitate to keep aside a small sum every month from their paycheck because they feel that will affect their current finances. According to an article published on https://www.forbes.com, a 401(k)… Read More »Paul Haarman Points out the Rewards of a 401(k) Plan

By Paul Haarman The culture of self-employment is on the rise in America, says Paul Haarman. It has already been there, and it’s growing even more today. Even studies also showed there were 16 million self-employed Americans in 2019, and nearly 30 million people joined services with them, representing 30% of the workforce. Whether you run a small business or a lone entrepreneur, you may have to take care of your retirement savings by yourself. However, you must know that there are a few employer-funded retirement plans, which can benefit you. So here is a quick view of some of… Read More »Retirement Plans for the Self-Employed and Small Businesses

We have noticed that lack of fundamental and formal education in finance has left numerous young adults completely clueless about ways to manage their finances, says Paul Haarman. IT may include putting in credit applications or even understanding ways to stay out of overpowering debts. Saving money in an era when everything is so expensive. It could seem pretty challenging that too when you have just initiated your career. If you are a well-placed young professional, you may end up discovering that not too much money is surplus money after paying your bills, rent, and student loan repayments every month.… Read More »Paul Haarman Offers Smart Tips for Young Adults for Boosting Financial Wellness